You pay PhilHealth for years, believing it’s your safety net - then when you’re hospitalized with a ₱122,000 bill, it covers only ₱5,460.
So what are we really paying for? Because it’s not protection - it’s a scam disguised as “universal healthcare.”
Billions collected, but when Filipinos need help, they get crumbs. Maybe it’s time to ask: if PhilHealth can’t protect us when we’re sick, who is it really protecting?
